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Senior Director Credit Adjudication

Job Number
Senior Professional
Status: Permanent
Type of Contract
Schedule: Full-Time 
Full Time / Part Time?
Posting date
Location: Montreal, Quebec
Area of Interest: Risk management

A career as Senior Director, Credit Adjudication - Capital Markets and National Accounts at National Bank means covering a broad and dynamic spectrum of industries, from bilateral financings to complex syndicated structures. This position will allow you to have a positive impact on our organization. You will leverage your expertise to play a key role in the healthy growth of the credit portfolios of the organization.

Your role :

  • Act as an expert and Team Lead for colleagues and business lines in the adjudication and oversight of the credit portfolios within your expertise in addition to being exposed to other large files operating in various industry sectors.
  • Analyze and authorize credit requests according to your delegated limits or provide recommendations to a higher authority for requests exceeding your limits, while keeping in line with the Bank's risk appetite.
  • Help identify the Bank’s risk management orientations; actively participate in monitoring and governance meetings.
  • In partnership with the business line, adapt credit guidelines to reflect our risk appetite for credit portfolios.
  • In collaboration with modelling teams, participate in reviewing and modifying the various applicable risk models.
  • Control and standardize the application of credit policies and procedures and recommend changes to ensure the integrity of the credit portfolio, optimize the efficiency of processes, and promote business development.
  • Sit on various committees in an expert capacity or participate in internal and external activities that demand a high level of expertise and represent the Bank in dealings with various agencies and organizations.
  • Act as a coach for business lines to support business development efforts. Take part in onboarding and provide ongoing training to more junior colleagues.

In addition, you will:

  • Participate in the deal flow by advising the business line in drafting term sheets that are acceptable to Risk Management.
  • Diligently monitor borrowing accounts on the watchlist to protect the Bank’s position.
  • Quickly identify borrowers to be transferred to the Special Loans Division.
  • Improve and maintain your knowledge of treasury products and the tools available for managing credit risk as applicable (ISDA, CSA).

Your team:


You’ll be part of a team of approximately ten specialized colleagues in the Risk Management, Adjudication sector of Capital Markets and National Accounts. You will report to the Vice-President, Credit Capital Markets. Our team stands out for its strategic positioning and for supporting the Bank’s growth.


Prerequisites :

  • Completed bachelor’s degree in a related field and 10 years of relevant experience or completed master’s degree in a related field and 8 years of relevant experience.
  • Accounting or CFA designation, an asset.
  • Extensive experience with Large Commercial and/or Corporate Lending.
  • Experience in Capital markets, or any other experience relevant to the requirements of the position.
  • Business development experience.
  • Ability to analyze and synthesize information.
  • Negotiation skills.
  • Good communication skills and ability to work in a team.
  • Knowledge of French, an asset.


Capital Markets Communication Credit Risk Management Credit to Financial Institutions and Public Sector Diversity & Inclusion Empathy Financial Markets Initiative Learning Agility Loan Origination Resiliency Risk Management Teamwork Trading

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

  • Health and wellness program, including many options
  • Flexible group insurance
  • Generous pension plan
  • Employee Share Ownership Plan
  • Employee and Family Assistance Program
  • Preferential banking services
  • Opportunities to get involved in community initiatives
  • Telemedicine service
  • Virtual sleep clinic
These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. 

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first:

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.  Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We want to offer an accessible, barrier-free workplace to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

Why work at National Bank?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

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For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?

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Discover our culture

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Inclusive Environment

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