Manager Financing solutions Multi-Units

Attendance

Hybrid

Job number

23097

Category

Senior Professional

Status: Permanent

Type of Contract

Permanent

Schedule: Full-Time

Full Time / Part Time?

Full-Time

Posting date

07-Jun-2024

Location: Montreal, Quebec

City

Montreal

Province/State

Quebec

Area of Interest: Advisory services, Commercial banking

A career as a Manager Financing Solutions in the Multi-Unit team means having a positive impact on your colleagues and clients thanks to your knowledge of multi-unit real estate financing (6 units or more). In this role, you act as our credit expert and work closely with account managers and internal and external partners.

The successful candidate will be able to work in one of these regions: Montreal, South Shore, Laval or Quebec City depending on where they live.

Your job:

Conduct quality credit analysis, according to the standards set by the Credit Center, and make recommendations
Structure the credit application (agenda development) by mitigating risk and developing financing scenarios that meet customer needs and align with the Bank's risk criteria
Participate in the establishment of construction or term financing needs in collaboration with the Multi-Residential Account Manager
Negotiate credit terms and conditions with the Credit Centre and with SCHL as required, in partnership with the Account Manager
Obtain feedback from account managers on draft credit applications and modify them as necessary to ensure that they meet the Bank's requirements in terms of overall profitability, quality of presentation and risk analysis
Work on the production of documents and the updating of files in collaboration with the account agents and the Credit Centre
Act as a credit resource within the team and support the development of team members' skills.
Identify the risks inherent in the activities of the multi-residential real estate sector, both in terms of construction loans and in terms of CMHC or conventional term loans

Your team:

Within the Real Estate Finance sector, you will be part of a large team of 12 colleagues and report to the Associate Vice-President, Portfolio Management Team – Real Estate Finance Canada. Our team stands out for its dynamism and expertise in real estate financing. The team works in hybrid mode, so you will divide your time between the office and work from home. You are asked to come to the office 3 days a week.

Our apprenticeship-in-action training programs allow you to master your craft. Customized training content on topics such as term or construction mortgage analysis for different asset types is available to support your continuous learning. Access to colleagues with different expertise, experiences and diverse profiles enriches your development from all points of view.

Basic requirements:

Industry-related bachelor's degree and six years of relevant experience OR Industry-related master's degree and four years of relevant experience OR Undergraduate University/PUB certificate and eight years of relevant experience
Negotiation experience
Experience in SCHL multi-units Credit of 6 units or more and construction loans
Experience in financial statement analysis

Languages:

French

Skills

Accountability Client-focused Communication Diversity & Inclusion Driving Results Emotional Intelligence Empathy Humility Initiative Learning Agility Resiliency Teamwork

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

Health and wellness program, including many options
Flexible group insurance
Generous pension plan
Employee Share Ownership Plan
Employee and Family Assistance Program
Preferential banking services
Opportunities to get involved in community initiatives
Telemedicine service
Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. 

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first:

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.  Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We want to offer an accessible, barrier-free workplace to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

Apply

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?