Senior manager commercial credit risk

Attendance

Hybrid

Job Number

20922

Category

Senior Professional

Status: Permanent

State

Ontario

Type of Contract

Permanent

Country

Canada

Schedule: Full-Time

Full Time / Part Time?

Full-Time

Posting date

07-May-2024

Location: Toronto, Ontario

City

Toronto

Province/State

Ontario

Area of Interest: Risk management

This Position could be based in Toronto or Calgary

A career as a Senior Credit Manager in the credit risk team at National Bank means being a specialist and coach for credit approvals within the commercial sector. You will be called upon to play an important role as an expert in the development of the Ontario and Western Canadian market. This position allows you to leverage your expertise and influential leadership to have a positive impact on our organization’s growth.

Your job

Analyze, authorize and/or recommend decisions on complex credits.
Act as an expert in the management and monitoring of the commercial financing portfolio among colleagues and business lines.
To propose a global offer adapted to the needs of our customers in synergy with the business line.
Initiate and take charge of complex mandates in a personalized and structured manner as the head of the risk function.
Lead the drafting and/or review of new risk policies and financing envelopes with various stakeholders and present them to the Bank's management in order to promote business growth.
Participate in the creation of innovative solutions to optimize the efficiency of processes and systems.
Maintain effective communications and relationships with other Bank departments.
Act as a "coach" with business lines to support business development efforts.
Maintain a relationship of trust with the executives in charge of the business line in the markets served.

Your team

You will be part of a team of around fifty colleagues specializing in several segments and different industries in the commercial credit sector. You will work with the Vice-President of Credit to support sound risk management in a strategic development area for the Bank. Our team stands out for its level of expertise, agility, teamwork and support for the Bank's growth.

Prerequisite

Bachelor's degree in a related field and 7 years of relevant experience, or Master's degree in a related field and 5 years of relevant experience.
Accounting designation or CFA, an asset.
Experience in business development.
Experience in complex commercial credit financing.
Ability to analyze and synthesize information.
Experience in portfolio monitoring.
Strong communication and negotiation skills.

Preferred skills:

Ability to work in a team.
Ability to influence leaders.
Be recognized for team leadership, business acumen and have been involved in the implementation of large-scale credit initiatives and/or special mandates.
Demonstrate empathy, active listening, authenticity, and leadership at all times during exchanges, while being a proactive agent of change.
Knowledge of French, an asset.

Skills

Business Alignment Critical Thinking Data-Driven Decision-Making Decision Making Diversity & Inclusion Emotional Intelligence Innovation Management Learning Agility Managerial Courage Mobilization Partner Development Resiliency Risk Management Strategic Vision Strategy Execution

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

Health and wellness program, including many options
Flexible group insurance
Generous pension plan
Employee Share Ownership Plan
Employee and Family Assistance Program
Preferential banking services
Opportunities to get involved in community initiatives
Telemedicine service
Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. 

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first:

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.   Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. 

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

Apply

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?