Job details

As a Sr. Manager, Credit Execution, you will play an integral role in growing National Bank’s portfolio of clients throughout Western Canada. In this position, you will be responsible for leading a team of underwriting professionals focused on both growth and risk objectives. Working closely with Commercial Account Managers, Associate Vice Presidents, and Credit Risk Management, you will have a direct and positive impact on your team members, colleagues, clients, and the Bank’s growth objectives thanks to your deep knowledge of, and experience with, commercial lending.

• Lead a team of credit underwriters, providing coaching and mentoring, and develop a pipeline of key talent.
• Support the Vancouver, British Columbia, Commercial Banking team in managing and growing an existing portfolio of commercial lending relationships by completing assessments of existing and potential clients to determine alignment with the Bank's product offering, financing structures, and risk appetite.
• Work with team members on initial transaction analysis, deal structuring, and term sheet review.
• Manage and review credit applications before submission to Credit Risk Management to ensure they meet the highest standards of financial analysis, credit structuring, and risk identification and mitigation, while ensuring that internal policies are adhered to.
• Occasionally author credit applications for the most complex transactions.
• Provide assistance to the underwriting team with the presentation of their credit applications and challenge team members to think beyond the surface to develop financing scenarios that meet both client needs and the Bank's risk criteria.
• Coordinate and lead discussions with Credit Risk Management.
• Manage and monitor the loan portfolio to ensure alignment with the Bank’s established parameters.
• Work with Account Representatives and back-office staff to ensure required conditions are met prior to funding.
• Assist the Head of Credit Execution, Western Canada, as required, in reviewing the credit quality of the Vancouver Commercial Banking portfolio.

It is an exciting time to be part of National Bank as we grow our presence across Western Canada. Within the Commercial Banking group, you are part of a team of professionals supporting commercial clients. Our existing and prospective clients have borrowing needs that range from C$2MM to greater than C$20MM and operate across diversified industries. You will be surrounded by an entire ecosystem of experts to help you offer the best possible solutions to clients while developing your skills.

Reporting to the Head of Credit Execution, Western Canada, the position will be based in Vancouver, British Columbia. You will operate in a hybrid work environment with both days in the office and at home. Additionally, you will have to occasionally travel for client and team meetings.

• Bachelor’s degree in accounting, business, economics, finance, or a related field.
• Professional designation(s) and/or an advanced degree is considered a strong asset.
• 10+ years of related commercial banking experience.
• Experience building, developing, and leading a team of high-performing credit underwriting professionals.
• Exceptional commercial credit analysis skills and the ability to creatively problem-solve.
• Clear, succinct, and persuasive credit writing capabilities.
• An entrepreneurial mindset with the ability to blend strong technical knowledge with sound business judgment.
• Excellent interpersonal and communication skills with an ability to effectively collaborate with partners at all levels.