Job details

A career as a Regional Director Financing Solutions in the Financing Solutions team at National Bank means acting as a strategic credit expert on complex commercial financing transactions. This job allows you to have a positive impact on our organization thanks to your deep expertise in commercial credit, your ability to structure complex transactions, and your influence on high-value decisions that support the growth of our commercial banking activities.

You will support commercial banking teams on large and complex financing opportunities, helping them balance client needs with sound risk management. In this role, you act as a trusted partner, bringing rigour, insight, and perspective to transactions that matter to our clients and to the Bank.

Your role

• Act as a credit expert and trusted advisor on complex commercial financing transactions of $5 million and more, including business transfers such as leveraged buyouts, management buyouts, and mergers and acquisitions
• Perform in-depth credit analysis in accordance with established standards and formulate clear, well-structured recommendations for decision-making bodies
• Structure and underwrite complex credit applications by identifying risks, proposing mitigation strategies, and ensuring solutions align with client objectives and Bank risk requirements
• Support due diligence activities by working directly with internal teams, centres of influence, prospects, and clients throughout the transaction lifecycle
• Advocate credit applications with approval committees and contribute to negotiating credit terms and conditions with internal partners
• Act as a resource person for commercial credit expertise across Ontario and contribute to the development of regional strategic initiatives in collaboration with partners

Your team

The Vice-Presidency Commercial Banking team consists of numerous specialists who work in an agile, proactive, and collaborative manner to seize opportunities, stay at the cutting edge of market practices, and continuously improve how we support our clients.

Within the Financing Solutions department, you are part of a large, experienced team of professionals and report to a senior leader. Our team stands out for its expertise in complex transactions, its collaborative approach with commercial banking partners, and its commitment to high-quality execution. We aim to offer you maximum flexibility to promote your quality of life. This includes a hybrid work environment and a flexible, adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your role and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

Requirements

• Hold a university certificate and nine years of relevant experience; or a bachelor’s degree and seven years of relevant experience; or a master’s degree and five years of relevant experience
• Demonstrate significant experience in commercial credit analysis and underwriting within a commercial banking environment
• Have a proven track record managing large and complex financing transactions across various industries
• Possess strong expertise in financial statement analysis and accounting
• Bring experience in transaction structuring, adjudication processes, and participation in approval committees
• Ability to influence and collaborate effectively with diverse internal and external partners
• Capacity to communicate complex credit concepts clearly and convincingly
• Strong judgement and decision-making skills in high-stakes environments
• Coaching mindset and interest in developing the expertise of colleagues