Manager Commercial Credit

Attendance

Hybrid

Job Number

22055

Category

Senior Professional

Status: Permanent

Type of Contract

Permanent

Schedule: Full-Time

Full Time / Part Time?

Full-Time

Posting date

26-Aug-2024

Location: Montreal, Quebec

City

Montreal

Province/State

Quebec

Area of Interest: Advisory services, Commercial banking

A career as a Senior Commercial Credit Risk Manager at National Bank is to act as the expert in approving SME credit. You will master standards in order to make credit decisions that meet the Bank's requirements and comply with its risk appetite. This role allows you to have a positive impact on our organization, through the implementation of strategies to monitor the quality of the loan portfolio in order to ensure integrity and to maximize profitability and business development.

Your role

• Analyzing, approving and recommending financing applications within and outside Quebec) in accordance with the Bank's credit policies and risk appetite
• Working in a team to meet the business line's short turnaround times
• Ensuring the quality of the credit portfolio
• Independently taking part in various committees and special mandates
• Ensuring good collaboration, coaching and continuous communication with the business line and other stakeholders

Requirements

• University degree in a related field plus 6 years of relevant experience OR a master's degree in a related field plus 4 years of relevant experience
• Proven experience in commercial credit risk analysis
• Strong negotiation skills and influence
• Diligence combined with an excellent ability to analyze and summarize information and work in a team
• Excellent knowledge of commercial financial products and services
• Demonstrated leadership for any new implemented credit initiative and/or special mandates
• Ability to make complex decisions in very short timeframes

Languages:

English, French

Reason to require this language: you will need to work closely with our colleagues outside Quebec.

Skills

Commercial Lending Communication Credit Risk Credit Risk Management Diversity & Inclusion Empathy Financial Risk Management Initiative Learning Agility Lending products for enterprises Resiliency Risk Management Teamwork Trade Finance

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

Health and wellness program, including many options
Flexible group insurance
Generous pension plan
Employee Share Ownership Plan
Employee and Family Assistance Program
Preferential banking services
Opportunities to get involved in community initiatives
Telemedicine service
Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. 

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first:

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.  Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We want to offer an accessible, barrier-free workplace to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

Apply

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?